It is d because the law was passed around 1976 I am not sure but this is the best estimate
I believe that it's an exhausted bear. Cellular respiration is the way plants and animals receive energy. If the bear is exhausted, it means it's cellular respiration is lacking.
Answer:
George Washington is the first president
Sperm, Egg (1 egg and 3 polar bodies), 4 different, haploid
The statement which describes a modified endowment contract is this: 'Exceed the maximum amount of premium that can be paid into a policy and still have it recognized as a life insurance contract.
A modified endowment contract is a type of life insurance contract which has been funded with more money than allowed. Such a life insurance will no longer be regarded as life insurance by IRS, it will be considered as a modified endowment contract.