Answer:
No, her ratio is greater than 37%
Explanation:
Given:
Monthly income = $3,300
Credit card expenses = $80
Student loan expenses = $130
Car payment = $215
All insurances = $1,221
Computation:
Total debt to income ratio = Total debt / Total income
Total debt to income ratio = (80 + 130 + 215 + 1221) / 3300
Total debt to income ratio = 49.87%
Housing payments to income ratio = All insurances / Monthly income
Housing payments to income ratio = (1221) / 3300
Housing payments to income ratio = 37%
No, her ratio is greater than 37%
Answer:
In the beginning of recessions, the nominal wage does not decrease because of the stickiness of wages and then, the companies start to fire their employees to cut costs without reducing the wages paid to the remaining employees.
Explanation:
The theory of Sticky Wage indicates that pay of employees tends to have a slow response to the changes in the performance of a company or the economy. Stickiness - the ability of economic variables to resist change. For example, it is often said that in sticky wages, nominal wages are tough in the short run. Market forces may reduce the real cost of labor in industry, but nominal wages will tend to stay at the previous level in the short run. This can be justified by institutional factors, such as price regulation, the obligation to fulfill contracts, labor unions, human perseverance or need, personal interest, etc. Sticky wages play an important role in Keynesian economic theory, especially in new Keynesian theory. They suggest that markets are unable to balance, as prices are not able to decline to an equilibrium level when demand falls. Economists also believe that sticky wages and prices are responsible for the existence of unemployment. Employment ratios are affected by sticky wages and job market disruptions. For example, in the recession, the nominal wage did not decrease because of the stickiness of wages. Instead, the companies fired their employees to cut costs without reducing the wages paid to the remaining employees. Then, as the economy begins to recede, both wages and employment will remain sticky. Companies often hesitate to hire new employees, although hiring new employees often represents a shorter cost than higher wages, as it may be difficult to determine when the recession will end. In this context, employment can often be "sticky" after the recession. On the other hand, according to the theory, wages often fall, and workers who do so can see a rise in wages.
The net change in cash formula can be this easy:
Add the two cash inflows and subtract the cash outflows.
So In here we have;
Cash inflows from operations = $60,500
Cash inflows from financing = $25,000
Cash outflows from investing activities = $47,000
$60,500 + $25,000 - $47,000 = $38,500
The net change in cash was $38,500
<span>selective attention
Selective attention is the process of focusing on a particular object in the environment for a certain period of time. Attention is a limited resource, so selective attention allows us to tune out unimportant details and focus on what really matters.</span>
Answer: (D) ABC analysis
Explanation:
ABC analysis is one of the type of inventory method that are basically divided into the three main categories that is A,B and the C categorization.
The main advantage of this type of analysis is that it is categorized on the quantity and the values basis and this analysis is basically keeps the cost in the business under the control. It is also known as the inventory management and the ABC analysis contributed in the overall profit in an organization.
According to the question, the retail manager basically using the ABC analysis for determining the inventory items in the system.
Therefore, Option (D) is correct.