What are two alternatives to the U.S. system of private health-insurance that are

Social Studies

1 answer:

solniwko [45]3 years ago

7 0

Answer with Explanation:

1. What are two alternatives to the U.S. system of private health-insurance that are used in other countries?

The two alternatives to the U.S. system of private health-insurance that are used in other countries are:

Giving the third party the power to make a decision regarding what type of health care the patient (consumer) can consume.

Giving the patient (consumer) the market incentives that he can get if he fully pays for the costs of the health care he chooses.

2. What are the benefits and drawbacks of these systems?

The benefit of the first alternative is more pronounced on the side of the third party because he can weigh both costs and benefits (for the patient). The benefit of the second alternative is more pronounced on the side of the patient because he will be given the chance to weigh both costs and benefits (for him).

The first alternative is disadvantageous to patients who are unaware of the system, especially those who are very sickly. It also creates a "moral issue." On the other hand, the second alternative gives the private health-insurance companies or third parties a lesser control.

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