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jasenka [17]
3 years ago
11

PLEASE HELPPP!!!!!! BRAINLIEST FOR WHOEVER ANSWER FIRST

History
2 answers:
nekit [7.7K]3 years ago
4 0

This could be wrong, but I've researched a bit for this question

If I am right, answers are

1.

+

2.

vaieri [72.5K]3 years ago
4 0

Answer:

The characteristics of an annual percentage rate are that it can change over time for certain kinds of loans; it is the interest charged each year for a loan; and it can be reduced to reflect the borrower’s credit history.

Explanation:

The Annual Percentage Rate allows a homogeneous comparison of the interest rates of multiple financial operations with different capitalization periods, using the same annual time base. It allows to homogenize different nominal rates, expenses, commissions, settlement periods, etc. It is definitely the annual interest that is generated once discounted the expenses and commissions for one or several capitalizations at nominal interest.

A fixed annual nominal rate would correspond to different values ​​of APR if the number of capitalizations varies within a year or if the expenses or commissions change.

However, the APR does not include the expenses that the client can avoid (for example, the expenses of transfer of funds), those that are paid to third parties or companies (brokerage, notarial fees and taxes) or expenses for insurance or guarantees (except for premiums intended to guarantee the entity the repayment of the credit in case of death, disability or unemployment, provided that the entity imposes its subscription for the granting of the loan).

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Figure 19.4: Historical Number of Warm Nights

Historical Number of Warm NightsA map of the Southeast region shows the annual number of warm nights (those with a minimum temperature greater than 75 degrees Fahrenheit) averaged over the period 1976 to 2005. Historically, most of the region has experienced 5 or fewer warm nights, on average, per year. Exceptions include coastal Louisiana and South Florida, which both average 30 to 100 warm nights per year.

EXPAND

Cities across the Southeast are experiencing more and longer summer heat waves. Nationally, there are only five large cities that have increasing trends exceeding the national average for all aspects of heat waves (timing, frequency, intensity, and duration), and three of these cities are in the Southeast region—Birmingham, New Orleans, and Raleigh. Sixty-one percent of major Southeast cities are exhibiting some aspects of worsening heat waves, which is a higher percentage than any other region of the country.12 The urban heat island effect (cities that are warmer than surrounding rural areas, especially at night) adds to the impact of heat waves in cities (Ch. 5: Land Changes, KM 1). Southeastern cities including Memphis and Raleigh have a particularly high future heat risk.25

   

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Explanation:

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3 years ago
What effect did united nations sanctions have on libya in 1992?
STatiana [176]
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Read 2 more answers
Differences between northern and southern colonies in the 1700s
zalisa [80]
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Hope this helps! Please let me know if I'm wrong or missed something. :) 
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Answer:

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Explanation:

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