Im not quite sure but i got mine back yesterday soooo (pretty good)
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A policy must be distributed, evaluated, understood, consistent, and followed in order to be enforceable.
What is enforceable?
A legally enforceable right of set-off is one that is valid and recognized in all situations (ie enforceable both in the normal course of business and on the default, insolvency or bankruptcy of one of the counterparties).
Distribution denotes that the policy has been made accessible to all personnel for the evaluation process (through events or notification). The second condition defines the content's readability, taking into account the challenges faced by speakers of foreign languages and complex terms (using simple and precise wording to remove uncertainty).
Understanding the terms of the policy is tested through comprehension, and uniform application of the policy is assessed through consistency. Finally, compliance denotes agreement among all parties to abide by the rules.
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