Larry
A=350×(1+0.04÷4)^(4×2)
A=378.99
Peggy
A=350×(1+0.06÷12)^(12×2)
A=394.51
So peggys investment is more
Im not sure what you are trying to ask but any investment can be risky, yes.
The first step is to define the system of equations.
Take x and y as the cost of a small box and a large box respectively.

Solve the system.



A small box costs $4 and a large box costs $4 too.