Answer:
C.Whitney considered the applicant's age to determine if the applicant is planning to retire during the life of the loan and if the applicant can legally enter into a contract
Explanation:
Whitney conducted three loan interviews and for each interview she considered the age of the applicant. Based on your understanding of Regulation B, which option correctly lists two instances of age consideration that were legal?
The correct answer is C. Regulation B is a regulation intended to prevent applicants from being discriminated against in any aspect of a credit transaction and prohibits creditors from discriminated against in any aspect of a credit transaction with regard to their race, color, religion, national origin, sex, marital status, or age.Regulation B sometimes referred to by bankers as B Fair because it covers fair treatment for all loan applicants.
Option A and B are incorrect because life expectancy is not a factor a bank may consider in determining creditworthiness.Likewise option D is incorrect because the applicant's relative health is not a factor a bank may consider in determining creditworthiness.
Answer: D. we understand and believe in the norms.
Explanation: Internalization Simply means a person's acknowledgment of norms and value which were created by others through socialization. It's an act that involves taking an ideology from outside and absorbing it into your mind. Internalization starts by first learning the norms, then processing or understanding it and then finally accepting and believing in it.
(24) + (10) - 7
= 34 - 7
= 27
Answer:
Source-monitoring
Explanation:
Source monitoring refers to a mental test that humans perform in which they determine what is a real memory as opposed to a dream, a movie or some other source that does not fit with reality. This can further be divided into external source monitoring, which focuses on sources in the individual's environment, and internal source monitoring, which distinguishes among various sources within the individual's mind.