"The steamship changed the way people traveled," reported Emily.
Answer: It causes debts
It causes excessive spending
Explanation:
If the appositive phrase is needed to define the meaning of a noun then <u>don't use a comma</u>, if the appositive phrase defines enough where it can stand by it's self alone then <u>use commas around it.</u>
B. Their backpacks fully loaded.
Absolute phrases are almost but not entirely complete sentences.
