Well it could be used for both
Answer:
Karma is a concept of Hinduism which explains through a system where beneficial effects are derived from past beneficial actions and harmful effects from past harmful actions, creating a system of actions and reactions throughout a soul's (Atman's) reincarnated lives forming a cycle of rebirth.
Explanation:
Equity is the difference between what your house is worth (today) and how much you owe on it (today). Building equity in a home is a good thing because paying DOWN what you owe and building UP what the house is worth. Hope this helps. Have a nice day.