SAARC has tried to quicken the economic growth, social progress and other development among the member countries since its establishment. ... SAARC has played the very important role for the promotion of Nepal because Nepal is receiving the various aids from SAARC. The SAARC secretariat is established in Nepal.
There are different criteria's of united action and cooperation of SAARC such as agriculture and rural development, prevention of drug trafficking,promotion of tourism, women empowerment, promotion of education and sports, development of transport and communication, etc.
Explanation:
SAARC has helped Nepal to conduct programmes like poverty elimination, trade, exchange of audio and visual aids the conference of SAARC youth. Not only that SAARC secretariat also helps schools by providing books and other necessary materials. So, SAARC is an important organization for Nepal.
The returned papers will show the correct answers because they from students who did not skipped the class.In most cases that will help with the validity of the results if the professors wants to see the deviations with the marks obtained from both parties.
That doesn't give much info but with the info, you stated I would say individual because if it's disability insurance it being individual would maybe mean they can cover more costs than a group could.