Explanation:
Storing the food helps them to use it in winter and survive because there is very little sunlight available and so they photosynthesis less. When they have extra food they store it in their seeds and when the seed grows it gets it's food from the plant until the plant is able to photosynthesis and produce its food.
The statement which describes a modified endowment contract is this: 'Exceed the maximum amount of premium that can be paid into a policy and still have it recognized as a life insurance contract.
A modified endowment contract is a type of life insurance contract which has been funded with more money than allowed. Such a life insurance will no longer be regarded as life insurance by IRS, it will be considered as a modified endowment contract.
