Non-Depository financial institutions are those institutions that provide various financial assistance. These institutions serves as an intermediaries between borrowers and savers. ... The non-depository financial institutions include commercial banks, credit unions, and saving banks. Therefore, option D is correct
<span>Perishability of the service sector. Perishability occurs because services cannot be stored for sale in the future. An empty seat in a plane can't be utilized after takeoff; a restaurant will have to serve fresh food because the previous food would be spoilt. There are many factors that causes service capacity perishability but demand seem to be the chief factor. Demand can vary by the season, time, and cycle; it is quite difficult to forecast sales. Once a service is lost, it is forver lost. And this is because like I said earlier most services cannot be stored, saved, retrieved, once they have been un-used. On a bad day, If a hotel manager end up with too many staff or few bookings. This, of course, means that he will be making losses because revenues from his unrented hotel room are lost forever.</span>
Answer:
Employer
Explanation:
According to the Occupational Safety and Health Administration, OSHA, an agency of the U.S. Department of Labor. It is the Employer's responsibility amongst others to provide a workplace free from serious recognized hazards and comply with standards, rules, and regulations issued under the OSH Act.
At the same time, they must ensure employees utilize safe tools and equipment and appropriately maintain this equipment.
Hence, it is the EMPLOYER who is responsible for making sure that a business is a healthy, hazard-free place to work that complies with the government regulations
When sb dies that you were related to, and then you wear black clothes and that means you are "in the black"
Answer:
Structural Capital
Explanation:
Based on the information provided within the question it can be said that the intellectual capital that this data represents is a Structural Capital. This refers to assisted infrastructure, processes, and information databases within the firm that allows human capital to function, and always stays within the same firm regardless of changes in management and employees.
