Answer:
Short Data lifetime, Less Expensive, Needs to be refreshed often, Smaller in size, etc. tell me if you need more.
Explanation:
11. True
12: Electronic Fund Transfer
13. True
14. I'm not sure but I think yes?..
(I'm not sure if your including number 15 but just in case, the full form of PIN is personal identification number)
Answer: "CPU" .
________________________________