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nika2105 [10]
3 years ago
15

Which type of financial institution typically has membership requirements? a credit union b online commercial bank c commercial

bank d federal reserve bank?
Social Studies
2 answers:
andreyandreev [35.5K]3 years ago
8 0

Credit union has membership requirements

<h3>Further explanation </h3>

Credit union is a member-owned financial cooperative which is controlled by its members and operated on the principle of people helping people. Credit union offer the same services as banks, but the profit cycles back to members instead of stockholders

To join a credit union, you have to be a part of that credit union's field of membership. Credit unions have membership requirements based on place where you live, work or worship, or through associations or causes that you’re involved. If you qualified, usually you pay a one-time membership fee and a deposit of up to $25.

At credit unions, the profits are come back to members through educational programs, low fees, better rates on loans and higher rates on savings. At credit unions, one member’s money can become another member’s loan for house, car or business.

One of credit union products are, "share draft accounts” which is checking accounts, “share accounts” which is savings accounts and “par value” which is the minimum opening deposit. If you  need a loan for a car or a home, a credit union can be a good option.

<h3 /><h3>Learn more</h3>
  1. Learn more about credit union brainly.com/question/9796949

<h3>Answer details</h3>

Grade:  9

Subject: social studies

Chapter:  credit union

Keywords:  credit union

Wittaler [7]3 years ago
6 0
<span>A credit union typically has membership requirements to have money in their financial institution. The members of a credit union help control the cooperative by keeping funds wihtin their institution. A credit union thrives off of having competitive rates for their members but also offering other services to them. </span>
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