*First person* is the point of view that makes the reader feel like a close friend or confidant.
B. It shows it in the present tense and are shows a general group, not a specific individual.
To answer the question above if what option would Korina choose to earn more income towards the goal of buying a new house after she graduates college; with $12,000 she can start up a small buy and sell business and invest in stock market or mutual funds for passive income monthly/yearly.
The answer is b. compensate