The Third Estate was a political and social group made up of the vast majority of the population of France, at the time of the Old Regime prior to the French Revolution. Although this group had minimal political representation, they lacked all kinds of political weight in the monarchical courts and the limited legislatures of the time.
Therefore, the members of the Third Estate looked for an equal representation in front of the government, as well as a greater political participation and a greater amount of civil and social rights recognized in their favor.
Based on Oliver's situation and his parents poor credit score, a recommended federal loan that could be appropriate for him would be the Subsidized Stafford Loan. This loan is based on financial need. The interest is paid for by the government while Oliver would be in school.