<em>The factor that has the greatest impact on your credit score is;</em>
D. Payment history
<u>How late/early or on-time your payment is, and how much you owe, impacts your credit score. </u>
The PACED decision-process is
P: define the Problem
A: list the Alternatives
C: Select the Criteria
E: Evaluate the alternatives
D: Decide
The problem is: Earn money for college
Alternatives are: Either work at 8$/hour for 15hours/week or $8.50/hour for 20hours/week beginning 3 months from the date.
The Criteria is: Jobs that pay more now until college.
The Evaluation is:
1. Baby sitting job will last another 2 1/2 years. That's 2.5 x 52 weeks = 130 weeks. 130 x $8/hour x 15 hours = 130 * 120 = $15,600 dollars for college.
2. Restaurant job - will earn nothing for 3 months and then pay $8.50/hour for 20 weeks for 2 1/4 years. 2 1/4 years = 117 weeks.
117 * $8.50 * 20 = $117 x $170 = $19,890 dollars
So the Restaurant job would earn more money for college by $4290.
Once you can identify a basic sentence, you can join two or more sentences into complex sentences. Two or more sentences can be combined with a subordinating conjunction that explains the relationship between each idea.
For example:
Simple Sentences - He studied hard. He wanted to go to medical school. He suffered from arthritis.
Complex Sentence - He studied hard because he wanted to go to medical school as he suffered from arthritis.
Complex Sentence - Even though he suffered from arthritis, he studied hard because he wanted to go to medical school
