Florida, Michigan, Nebraska, New York, and Oregon
There aren't any large cities in the Southern Part of the Arabian Peninsula due to the Arabian Desert.
Arabian Peninsula is the largest Peninsula in the world and is made up of Saudi Arabia, Yemen, Bahrain, Qatar, Oman, Kuwait, UAE. It also includes some parts of Iraq and Jordan.
However, in modern times, Saudi Arabia covers more than 60% of the land area.
The area has always been sparsely populated, especially in the south as you go deeper into the Arabian desert.
It is a harsh climate and a difficult terrain, where it is not easy to grow food. Hence, the area is mostly made up of small villages and towns.
A promissory note, bill of exchange, or check payable to order or to bearer are all considered "negotiable instruments."
<h3>What is a negotiable instrument?</h3>
A negotiable instrument is a piece of paper that guarantees the payment of a certain sum of money, either immediately upon demand or at a predetermined period, and whose payer is typically identified. The ability to transact business and be guaranteed that you will be paid for services or goods without actually moving any cash makes negotiating instruments essential to our economy. For instance, a company can mail a check for payment as an alternative to sending a sizable sum of cash. In an effort to make credit instruments transferable, documentation indicating that someone was in debt were used to create the negotiable instrument, which is simply a document enshrining a claim to payment of money and which may be transferred from one person to another.
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