Fair Credit Reporting Act to protect credit card users’ rights and how their information is gathered and used.
Option b
<u>Explanation:</u>
The FCRA is a federal law passed in 1970 which process the credit infromation of consumers and also process the report credit of the consumer. It protect the consumer against the misinformation. It is used for addressing the fairness, accuracy and privacy of personal information in the files of the credit reporting systems.
It focus on three major credit reporting agencies Experian, Equifax and Transunion. The FCRA often make reports to media due to information accuracy questioned by group of advocates. This law is also applicable to banks and medical agencies that sell records and business which uses the credit information.
Because they all give you a right to act on
Answer:
The right covers a number of issues centered on the right of the accused or the defendant to refuse to comment or provide an answer when questioned, either prior to or during legal proceedings in a court of law.
Answer:
Mens rea refers to the crimes mental elements of the defendants intent.
The criminal act must be voluntary or purposeful.
