The first step to start saving money is to figure out how much you spend. Keep track of all your expenses—that means every coffee, household item and cash tip.
Once you have your data, organize the numbers by categories, such as gas, groceries and mortgage, and total each amount. Use your credit card and bank statements to make sure you’re accurate—and don’t forget any.
Tip: Look for a free spending tracker to help you get started. Choosing a digital program or app can help automate some of this work. Bank of America clients can use the Spending & Budgeting tool, which automatically categorizes your transactions for easier budgeting in the mobile app or online.
Once you have an idea of what you spend in a month, you can begin to organize your recorded expenses into a workable budget. Your budget should outline how your expenses measure up to your income—so you can plan your spending and limit overspending. Be sure to factor in expenses that occur regularly but not every month, such as car maintenance.
Tip: Include a savings category—aim to save 10 to 15 percent of your income
A time when people judged me by my appearance was when I got to higher institution as a fresher. They felt that I was still a teenager because of my stature and physical appearance. I had a baby face.
It only made feel less confident at first because I knew I was much older than they thought. But I overcame that and accepted my person.
<h3>What is appearance?</h3>
Appearance actually refers to the physical outlook of someone or something. It also refers to how one is seen physically by others or how things appear to be.
We see here that the above reveals a time when people judged me by my appearance.
Learn more about appearance on brainly.com/question/13668381
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Answer:
C. experience and awards
Explanation:
Appeals to authority encourages a response based on qualifications, and it might refer to experience, awards, and trustworthiness.
Which topic are you picking?
You would restate the question and answer the it based on the RACE technique.
Answer:
C) The author tells about seeing Russell as a grown-up and accepting him as is. That is the detail that best explains how the author develops the theme over the course of the text. In ¨About Russell¨ the author starts describing how his brother used to be as they were children and continues describing how he gradually changed as they grew up. She had a vision for what her brother would become which was different from what he actually became. But by the end of the text she states that a ¨A grown man, Russell simply will not do what he doesn’t want to¨. That indicated that he could not be forced to change and therefore she accepted him as he was indicated by the statement ¨...my family simply accepts him as is¨
That's for part A
And part B is D I guess
Explanation: