A budget is important as it expresses intended expenditures along with proposals for how to meet them with resources.
A sample budget for me will be:
Clothes - $50
Food - $200
Entertainment - $20
Hobbies - $35
<h3>Why is budgeting important?</h3>
Budgeting ensures that you will always have enough money for the things you need and the things that are important to you by allowing you to plan out how you will spend your money. Maintaining a budget or spending plan will also help you avoid debt or, if you already have it, work your way out of it.
Having a budget promotes financial stability. A budget makes it simpler to pay bills on time, accumulate an emergency fund, and save for significant expenses like a car or home by keeping track of spending and sticking to a plan. Overall, having a budget gives a person better financial stability for both the short and long term.
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I think it’s both, but probably leaning more towards ethos.
He views the world very observantly
