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3 years ago

Which type of insurance product gives policyholders a fixed death benefit and a selection of investment alternatives?

Business

1 answer:

Alex73 [517]3 years ago

6 0

Answer:

b. variable life

Explanation:

Variable life insurance pays a premium in case the insured dies (that is a guaranteed benefit), but it also allows the beneficiary to invest a portion of the proceeds in different types of investments. These investments may include stocks, mutual funds, bonds, etc., that eventually grow and increase in value.

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Barry’s Steroids Company has $1,000 par value bonds outstanding at 13 percent interest. The bonds will mature in 30 years. If th

labwork [276]

Answer:

Total Present Value is ($1130.194 + $43.7) = $1173.894

Explanation:

11 percent yield to maturity

TO CALCULATE: Present Value of Interest Payments

PV_A = A × PVIFA (n = 30, i = 11%) Appendix D

where A = 13% of 1000 = 130

from PVIFA table , for n = 30 and i = 11%, PVIFA value is 8.6938

PV_A = $130 × 8.6938 = $1130.194

TO CALCULATE : Present Value of Principal Payment

PV = FV × PVIF (n = 30, i = 11%)

from PVIF table , for n = 30 and i = 11%, PVIF value is 0.0437

PV = $1,000 × 0.0437 = $43.7

From above calculation we have following conclusion

Present Value of Interest Payments is $1130.194

Present Value of Principal Payment is $43.7

therefore Total Present Value is ($1130.194 + $43.7) = $1173.894

6 0

3 years ago

Antipoverty programs that are set up so that the amount of government benefits will decline substantially as poor people earn mo

Alex17521 [72]

Antipoverty programs that are set up so that the number of government benefits will decline substantially as poor people earn more income typically create a poverty trap.

What is the Poverty trap?

A "poverty trap" is a collection of self-reinforcing factors that causes nations to start out poor and stay that way. Because poverty breeds poverty, existing poverty directly contributes to future poverty.

In the United States, poverty traps are areas, counties, or localities with chronic institutional and economic issues that result in persistently high rates of poverty. Residents are frequently stuck in unfavorable situations where there is no chance for advancement or economic progress.

The majority of nations are enjoying some growth, and poor people don't seem to have significantly different income dynamics from those who earn more, which shows that poverty traps are not common at either the national or individual level.

Learn more about poverty traps here:

brainly.com/question/14995157

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6 0

1 year ago

Which costs are correlated with the firm’s sales and include the costs of labor, raw materials, and sales commissions?

Llana [10]

Answer:

The correct answer is letter "B": direct.

Explanation:

Direct Costs for finished goods refer to the items and services directly used in production. Other costs such as rent and insurance for the production site are indirect costs. Examples of direct costs are direct labor and materials, manufacturing supplies or even commissions out of sales.

6 0

3 years ago

The gains from trade are Group of answer choices a. evident in economic models, but seldom observed in the real world. b. eviden

liubo4ka [24]

Answer:

The correct answer is letter "C": a result of more efficient resource allocation than would be observed in the absence of trade.

Explanation:

Trade has allowed societies to exchange their products according to their needs. Thanks to trade those goods are distributed accordingly more efficiently since, in isolation, countries would be specialists of certain types of products only which is unlikely to be enough to cover all the individuals' needs in those societies.

7 0

3 years ago

Samantha works as a marketing manager for a cosmetics manufacturer. She plans to suggest a specific type of business model that

galina1969 [7]

A) Franchise is a business model Samantha have in mind.

Answer: A) Franchise

Explanation:

Franchise is the business model which is adopted by many business organisation for the purpose of business expansion. Where the other new business holders carry out the business using the company's procedure, brand name etc.

Under the same name and business line, the business is carried out by the new reciters and a amount of their profit is earned by the owner of the business. Here in this case Samantha is using Franchise business model.

8 0

3 years ago

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