<span>Adam Smith Industrial Revolution. ... With this book, Smith helped to lay the ideological (and therefore policy) foundations for the development of capitalism. These included the idea that government interference (tariffs, subsidies, regulations, and so on) was counterproductive to economic growth.</span>
Many people trusted their money to banks that could not afford to refund them. They lost a lot of money.
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Extending the role of government into industries that have been traditionally private, like healthcare.
number three is the answer