Geographically speaking, (guns germs and steel) have nothing to do with geography, but what makes a place a good living environment would be could flat farm land for tending crops like in (china or India). Thats why china and India's populations are so much more greater then everyone else since they had lots of area for growing corn,rice and other farm foods to feed to the population. Also rivers,valleys and mountains to protect from invaders are also good geographical properties to sustain life or in other words (being lucky).
Billy Josephson is not included in the setting of a story
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Advocates of Nativism hold the belief that certain skills or abilities are "native" or engrained into the brain at birth. Nativism encompassed the conviction that the interests of established US residents should be given a favored status compared to new immigrants.
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Answer:
In the 1920s more people invested in the stock market than ever before. Stock prices rose so fast that at the end of the decade, some people became rich overnight by buying and selling stocks. People could buy stocks on margin which was like installment buying. People could buy stocks for only a 10% down payment! The buyer would hold the stock until the price rose and then sell it for a profit. As long as the stock prices kept going up, the system worked. However, during 1928 and 1929, the prices of many stocks went up faster than the value of the companies the stocks represented. Some experts warned that the bull market would end.
Buying on credit was a huge problem in the 1920s. Since the 20s was a period of great economic boom, not many people took the future into consideration. Many people bought refrigerators, cars, etc. with money that they did not have. This system was called installment buying. With this system, people could make a monthly, weekly, or yearly payment on an item that they wanted or needed. This happened until Black Tuesday, when the stock market crashed. The two systems, installment buying and buying on credit, left millions of people in debt . When many lost their jobs, they could not pay back the debts they had incurred.