According to Joyce, Dubliners of his time have fallen into a rut - they are living their routine lives, with no excitement whatsoever, and it doesn't seem like they are even aware of the tragedy in their everyday lives. He believes they should wake up from this dream and face the reality before them.
Eveline is a great example of this type of a Dubliner - she is living with her father, taking care of him day after day, forgetting to live her own life. When she is presented with an opportunity to escape, she rejects it, too afraid to leave her rut and start something exciting.
Banks can loan money (but you need to give back more than what they loaned), store money and issue mortgages, but what they don't do is <span>a. establish government programs - this power is left for the government. </span>
Why was Della nervous for Jim to come home? She was afraid he wouldn't like her hair. She was afraid he wouldn't like his present. She was afraid to see what he got her.