Do do this my Name is what???

An Empirical Bargaining Model with Digit Bias – A Study on Auto Loan Monthly Payments

dedylja [7]

Answer:

This study was carried on by Jiang, Zhenling, during the first semester of 2019 and it involved more than 35 million auto loans in the US. The author determined that monthly payments carrying a $9 ending digit, e.g. $199, had a highest interest rate charged. While those monthly payments carrying a $0 ending digit, e.g. $200, had the lowest interest rate charged. African American and Latin consumers were the most negatively affected groups by the higher interest rates.

The study showed that an effective bargaining tactic would decrease total payments significantly. This research also includes a lot of other information regarding the total economic effects of ending digit bias.

Explanation:

I personally guess that many car sellers and auto loans institutions tempt both African American and Latin consumers by using apparently lower monthly payments (psychologically we all consider $199 to be much cheaper than $200) in order to charge higher interest rates. They also probably offer longer term loans, e.g. 5-6 year loans instead of 3-4 year loans.

3 0

3 years ago

Negotiated transfer prices ______. are consistent with decentralization use the expertise of managers in weighing the costs and

ruslelena [56]

Answer:

1. are consistent with decentralization.

2. use the expertise of managers in weighing the costs and benefits of the transfer.

3. preserve the autonomy of the divisions.

Explanation:

A negotiated transfer prices can be defined as the final price reached between the buyer (consumer) of finished goods and services and the trader (seller) of such goods and services.

Negotiated transfer prices has the following advantages;

1. Negotiated transfer prices are consistent with decentralization.

2. Use the expertise of managers in weighing the costs and benefits of the transfer.

3. They preserve the autonomy of the divisions.

4 0

3 years ago

The type of business that provides a product or a service, makes sales to customers, and incurs expenses is ____.

salantis [7]

It’s D. Hope this helps. Plz Mark As Brainliest

6 0

4 years ago

MC Qu. 43 A company is considering... A company is considering an investment that will return $15,000 semiannually at the end of

NISA [10]

Answer:

PV=$10,125.28

FV=$22,162.5

PVA=$203,040

FVA=$141,450

Explanation:

Kindly check the picture attached for full explanation of PV, FV, PVA, FVA workings.

8 0

3 years ago

The Thompson Supply company provides a full range of products for industrial construction. Thompson buys the product from its ma

Sindrei [870]

Answer:

The correct answer is 74.22%.

Explanation:

As per the data given in the question,

Store is open for = 6 days per week

Demand = 27 units per day

Standard Deviation of daily demand = 5 units

Lead time for delivery = 6 days

Reorder point of = 170 units

As per the following formula,

Reorder point = Daily demand × Lead time + z value × standard deviation × sqrt(Lead time),

where z = implied cycle service level

170 = 27 × 6 + z × 5 × sqrt(6)

z = (170 - 27 × 6) / (5 × sqrt(6))

z = 0.65

From the Z table, Service level = 0.7422 or 74.22%.

8 0

3 years ago