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The type of fraud that targets groups of people who have some social connection, such as neighborhoods of racial minorities or immigrant groups, is known as Affinity fraud.
Affinity fraud targets groups of people who are connected socially. Affinity frauds frequently occur in areas where racial minorities, particularly immigrant communities, make up the majority of the population. Religious and professional ties are frequently taken advantage of.
The friendship and trust that exist among groups of individuals is taken advantage of by these scams. Outsiders might not be aware of the affinity scam due to the close-knit nature of many groups. Instead of reporting the incident to the police or seeking legal action, victims might try to resolve their issues among the group.
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Answer:
This is known as "Imagination inflation"
Explanation:
Imagination inflation is a type of memory distortion. Imagining an event that never happened increases the person's confidence that such event actually occurred. Imagining a false event makes people feel that such event is more familiar, and people mistake this feeling for the fact that they have experienced the event. Nonetheless, imagination inflation may be the result of source confusion. When people imagine a false past event, they generate information about it, they store it in their memory. Later, they might remember the contents of said event but not its source.
The more frequent the imagining of an event, the stronger the confidence that it actually happened.