Answer:
1. A formulary is a list of <em>prescription</em> <em>drugs</em> that are covered by a specific health care plan. ... Patients pay co-pays on formulary drugs. If a drug is not on the list, the patient will pay <u>much</u> <u>more</u>, up to the full cost of the drug. Every health care plan has a different list of <em>acceptable</em> drugs and co-pay prices.
2. Because the policies and your needs are always changing, you should review your health <u>insurance</u> <u>policy</u> <u>annually</u>. Performing an annual review can give you comfort knowing that staying with the same plan is right for you. Or, you may discover that other options are more suited to your needs and <em>budget</em> at this time.
(Bolded = important to question, underlined = important to know, italic = important words you can use with a health formulary subjection)
Explanation: