1: Brokerage firms: a type of non-depository financial institution
that manages and facilitates the purchase of bonds, stocks, and other
types of investments.
2. Depository and non-depository financial
institutions: Depository tends to be things such as banks and
non-depository are life insurance companies; differences between both is
that non-depository are not insured by FDIC.
3. Credit Unions: non-profit, member owned institutions and another type of depository institution.
4. Demand deposit accounts: accounts that individuals and business can use to pay their bills.
5. Bonds: investments that promise to pay a certain amount of interest on the principle amount after a given time.
Critical Thinking. 1. What are some considerations in choosing a financial institution? Which one do you think would be
the most important consideration for you in choosing a financial institution? --When a choosing financial institutions, you want to consider location of the institution and the availability of services in your area. Important factors in choosing for the location and services provided; convenience and how often you go.
2. What are the pros and cons of U.S. savings bonds? --Saving Bonds offer a secure investment; does not cost you state or local tax. The con would be figuring when to cash them in or the maturity of the bond can be confusing.
3. What are some of the problems that individuals might face if they use one of the "problematic"
financial institutions?-- If something happens that results in the person going to the institution for help; institution can charge a high interest or the loan could be short. This can result to the person being in debt or have a mark on their financial record for late payments.
4. What are some of the consumer protections available? What can individuals do to protect
themselves? --Many accounts in the United States have FDIC insurance that covers $100,000 of the money in the indiviudal's account. The government has set regulations that can and can't be practiced with consumers; such as regulations required for banks to disclose all aspects of the agreements with their clients.
5. What are some of the advantages and disadvantages of choosing a federally-insured account?--Advantage: federally insured for up to $100,000.--Disadvantage: interest at which account pays is well below the inflation rate
Personal computers
Sentence:
Examples of services are personal computers.
Answer:portfolio Weight of A =0.6118; portfolio Weight of B=0.3882
Explanation:
stock A Investment = Number of shares x market value
=130 x 40 = $5200
stock B investment =Number of shares x market value
110 x 30 = $3,300
Total Investments= $5200
+ $3,300 = $8,500
portfolio Weight = stock Investment / Total investment
portfolio Weight of A= 5200/ 8,500 =0.6118
portfolio Weight of B = 3,300 / 8,500 =0.3882
Answer:
the products than to customer needs.
The correct answer is A. Say's Law
Explanation:
Say's Law proposed by the economist Jean-Baptiste Say establishes the supply (availability of a product) or the production itself is the factor that creates demand (customers willing to buy the product). For example, the production of a new model of cellphone or computer makes people want to buy the new model. This idea is expressed by the quote "If you build (produce] it they will come [purchase]" because in the quote it is explained the production of something make people go to buy that product.
