Step-by-step explanation: well if you say start at (12, 3) move 7 units up then 3 units right then it would make it easier to figure it out cus as you can see start at 3 and go up 7 it would stop at 10 then if you go over 2 from 12 it would stop at 10
The more money you invest and the earlier you start means your retirement savings will have that much more time and potential to grow and investing early you can be able to take advantage of compound earnings.
