Every cooperative board of directors is charged with both protecting and utilizing the resources of the cooperative for its members. This simply stated prime directive is far from a simple task.
Balancing the needs of the member with the needs of the cooperative’s balance sheet is a tricky proposition at best. Establishing margins to cover actual costs along with additional net savings that will allow for future growth of services can be difficult, but past performance – together with reasonable expectations and realistic optimism – should drive financial projections.
With the help of the cooperative’s management, boards develop and approve business plans that will meet the organization’s goals. Most planning cycles are conducted annually, creating a budget that anticipates surpluses. New projects offering better services or products are financed along with long-term financing, either with new injections of capital or long-term borrowings. Unrealistic long-term financing projections can seriously interrupt the monthly and daily operations of a cooperative, therefore, understanding how current assets and liability affect the cash to cash cycle is a critical piece of knowledge that any board member needs. Current assets consist of cash, inventories and accounts receivable. Current liabilities include accounts payable for goods and services and the current portion of long or immediate term debt.
Answer:
Malinche, She helped him understand local cultures and politics she was also a translator.
Explanation:
simple as that, Brainliest?
The answer is <em>Sales Tax</em> can be described as Indirect and Regressive. It is indirect because the retribution that the consumer is going pay is collected by the seller, who acts as an intermediary between the people and the government and then is handed to the government (contrary to the direct type in which the taxation amount goes directly into the government's arks).
This type of system is also regressive because it doesn't change (increasing or decreasing) according to the payer's income. Instead, it puts a heavier contribution load on the people with lower incomes, and not on the rich and more wealthy part of the population.
What i know about inventions and discoveries
The list of inventions and discoveries of the Indus Valley Civilization. this. Refers to the technological and civilizational achievements of the Indus Valley Civilization, an ancient civilization which flourished in the Bronze Age around the Indus River basin in what is today mainly Pakistan and northwest portions
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Answer:
Explanation:
As a guitar player in a rock band, Manuel listens to loud music on a daily basis. According to research listening to music at 85 decibels or higher can cause hearing loss. Most likely after years of playing rock music next to a pair of loud speakers (which most likely played at 85 decibels or higher), it is safe to assume Manuel is suffering from an injury to his eardrums which explains why high-pitched sounds hurt his ears.
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