Its math just use a calculator or something
If we multiply the top equation by -4 we can get rid of the x so:
-4x+20y=-12
4x-4y=12
Add these up
16y=0
Y=0
X=3
Answer: the pros are not having to carry around large amounts of money ofc also if it gets stolen you can get a new card with the money amount that was originally on the stolen card the cons are that someone could steal your information and by things people could hack into you account as well
Step-by-step explanation: