Answer:
Yes it has brought change in every field
Explanation:
A cryptocurrency is a digital asset designed to work as a medium of exchange that uses strong cryptography to secure financial transactions, control the creation of additional units, and verify the transfer of assets.
The answer is Payday loans.
Payday loans have the highest interest rates charged compared to credit cards, cashier's checks, and pre-paid cards. This type of loan is unsecured and is short -term. It is often called salary loan, payroll loan, or commonly known as cash advance loan.
Bottleneck i think is the word youre looking for, give me the options and ill tell you