It depends if it goes latitude or longitude
The answer is personal experiences, for this term is the most important aspect if defining psychology, according to psychologist. It is because personal experience is one of the factors of having to determine things of how psychology will likely occur or what will likely trigger and help in studying it.
Answer:
indian national congress was formed to draw the attention of the british to the Indian's struggles
It was formed by A.O Hume , a retired ICS officer in 1885
Muslim league was formed to separate Muslim-majority nation-state, Pakistan, successfully led to the partition of India in 1947 by the British Empire.
Urban - having to do with city living
In this situation, the externalities that arise from studying is the unability to enter college and obtain good-paying jobs.
From the description above, we can conclude that Jacob is much more likely to experience these externalities since he does not consider the importance of studying and how it might influence his future.