Answer:
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Answer:
b. malpractice
Explanation:
Malpractice, or professional negligence, refers to a case of incompetence on the part of a professional. A case of malpractice usually occurs when a client feels that a professional breached his or her duty of care. Some of the professionals that can be accused of malpractice are medical professionals, lawyers, accountants, stockbrokers and architects.
To the question you asked the answer is D
Policy formation and implementation