The difference quotient for the function f(x) is 
Given :
Difference quotient formula

Given function 
find the difference quotient using the formula
first we find out f(x+h) using given f(x)
replace x with x+h

Now replace it in our formula and also replace f(x)

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Semiannually means two.
so add 24.45 + 24.45
the answer would be A) 48.90%
The value of x would be 7
Answer:
Kelvin wrote 60 the wrong way.
He has to write $30.65 - 60%, not 0.60.
Here is the final correct equation:
$30.65 - 60% = 12.26