Product indicates multiplication. Therefore 5 x b = 5b
Well, since a creditor is defined as "<span>a person or company to whom money is owe", that probably means they are looking for financial information, or maybe your address to keep up with you and assuring you pay back the owed money. I could be wrong though</span>
I hope this helps, I wrote the new equation each time you get a new number and where it should be placed
Replace each "x" in the original equation with (4):
3(4)^2 + 2(4) - 5
= 3(16) + 8 - 5 = 48 + 8 - 5. Can you finish this?
It give you two point, (2,4)(-1, -1).
f(x)=mx+b
2m+b=4
-m+b=-1
2m+b+m-b=5
3m=5
m=5/3
b=2/3
f(x)=5/3x+2/3