The three steps for effective decision making would be to first find a list of possible options, then to find and considers the characteristics of these options, and the last would be to consider the possible correct choice from this list of these options which you would have.
Kaylee is demonstrating the fundamental attribution error while attempting to explain the man's behavior.
She decided to base her opinion on this man simply based on what happened and she didn't want to take into account what was going on behind the scene. In this case, the man's breaks have failed and that was the reason why he drove through a red light, almost crashing into Kaylee. She just assumed he was a reckless driver when that wasn't the case.
