D.
the answer is d trust me
Respected community members who study and evaluate media messages before passing them on to friends and acquaintances are called "opinion leaders".
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Who is an opinion leader?</h3>
People having knowledge or power in a particular area are called as opinion leaders.
Organizations can utilize opinions leaders to make trust with their customers and encouragement of sales.
Today's thought leaders include social media “influencers” that give their opinions.
These leaders study and evaluate media messages and, then pass them on to friends and acquaintances.
Learn more about Opinion leaders, refer to the link:
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Answer:
I. GNMA provides timing insurance. II. GNMA creates pools of mortgages and issues securities. III. GNMA insures only FHA, VA, and FmHA loans. IV. GNMA requires that all mortgages in the pool have the same interest rate. "
Explanation:
The Government National Mortgage Association or better known as the GNMA, is a U.S government corporation that helps and guarantees a timely payment of principal and interest on mortgage-backed securities. The GNMA works different than the mortgage market. It doesn’t sell or buy pass-through mortgage-backed securities and neither purchase mortgage loans. Instead, private lending institutions approved the GNMA to originate loans, pooling them into securities, and issue mortgage-backed securities that are guaranteed by the GNMA. In consequence, this guarantees the timely payment of principal and interest from approved issuers. Most mortgages securitized by the GNMA are insured by the Federal Housing Administration (FHA), Veterans Administration (VA) and the Rural Housing Administration (RHA). Finally, the GNMA Guide establishes that “Each mortgage in a pool must bear the same fixed interest rate as every other mortgage in its pool. The interest rate on the mortgage may not change during the life of the mortgage”.
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