How can gross interest income rise while the net interest margin remains somewhat stable for a particular bank?

Business

1 answer:

Alecsey [184]3 years ago

4 0

Answer:

A bank acts like an intermediary between depositors and creditors. If the market interest rates increase, gross interest income will rise, but all gross interest expense. They will charge higher rates to borrowers, but also must pay higher rates to depositors. The spread probably remains unchanged because both sides increased.

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