It excludes money paid as salaries or wages to employees.
Rob Stohard invented the smartphone
These characteristics about Lugo indicate her <u>"personality".</u>
Personality alludes to individual contrasts in characteristic patterns of reasoning, feeling and carrying on. The study of personality centers around two expansive territories:
One is understanding individual differences specifically personality qualities, for example, amiability or touchiness.
The other is seeing how the different parts of a man meet up all in all.
Answer:
(European) goldsmiths
Explanation:
European goldsmiths (Italian goldsmiths were the first) formulated a principle that only 5% of deposits were needed in reserve at any particular time, therefore they could lend 95% of the gold they held in deposit.
Goldsmiths would rent space in their vaults that allowed other people to keep their gold in a safe place. That led to transactions were notes indicating the amount of gold deposited would be traded instead of trading gold itself.
Eventually goldsmiths discovered that they could trade (lend) more money than the amount of gold they held in deposits, inventing fractional reserve banking.
Answer:
Explanation:
First, convert the basis points to a percentage or decimal;
1 basis point = 0.01% or 0.0001 as a decimal
Then 443 basis points as a decimal will be;
443 *0.0001 = 0.0443 or 4.43% as a percentage
Next, since the BB bond is 4.43% above the U.S. Treasury yield of 2.76%, find the Yield to maturity(YTM) by adding the 4.43% to the 2.76%;
YTM = 2.76% + 4.43%
YTM = 7.19%
