This is the distributive property:
<em>ab</em> + <em>ac</em> = <em>a</em> (<em>b</em> + <em>c</em>)
In this case, you have
<em>a</em> - <em>a</em> (1.2⁴)
and <em>a</em> is a common factor to both <em>a</em> and <em>a</em> (1.2)⁴, so you can pull it out as
<em>a</em> (1 - 1.2⁴)
Your answer would be 24/25
