Yes, when you purchase a life insurance policy you will be charged a certain rate but this can change if there are sudden changes in your health or as you get older. In some cases, you may purchase an insurance policy for a certain amount of years in which the rate is guaranteed to remain the same during that time. This type of policy's rate depends on the period of time you choose to be insured but once the time period is over the rate can increase a lot depending on your age and health at that time.
