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The insurer must advise her in writing that an investigative consumer report may be conducted according to the fair credit reporting act. It is a federal law.
The Fair Credit Reporting Act refers to a law aimed at ensuring the accuracy and privacy of the data in consumer credit bureau files.
This federal law (Fair Credit Reporting Act) controls the collection of credit data about consumers.
The Fair Credit Reporting Act was approved in 1970 in order to protect consumers from dishonest credit reporting practices.
Learn more about the fair credit reporting act here:
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