Discrimination is regularly practiced by insurance companies and it's quite necessary. Before going further, let's make an important distinction. Insurance companies must practice fair discrimination. Discrimination refers to making choices and the practice makes sense as long as the choices are not unfair.
Unfair Discrimination
Unfair discrimination takes place whenever a choice revolves around a distinction that is irrelevant to offering insurance coverage. An example of this is to deny coverage based upon an arbitrary difference such as race or religion.
Fair Discrimination
Insurers are constantly involved in discriminating. They continuously evaluate situations to see if they are in a position to offer insurance coverage. Companies note differences and make choices among their insurance applicants. This process is important because insurance programs are designed using justifiable distinctions regarding the type of persons, property and situations they wish to cover.
Any discrimination based on the inherent requirement of the particular job does not constitute unfair discrimination. ... If such requirements can be shown, discrimination will be fair, for example a person with extremely poor eyesight cannot be employed as an airline pilot.
Precision and accuracy are very important parts of being a phlebotomist. ECG technicians do not need to have good communication skills because they are only attaching electrodes to the patient. ... Errors by a phlebotomist can harm patients and impact test results.
