False. You get billed by the end of the month the money is “borrowed” money from the bank until you have to pay it all back, if it’s not paid on time you have to pay extra (interest). With debit card your money is taken out immediately.
The answer is (x+3)(x+5).
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Answer: Choice A 
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The R stands for "rotation". The "O" as a small subscript means "origin" which is where the x and y axis cross. The 90 degrees means we rotate 90 degrees counterclockwise. This is equivalent to 270 degrees clockwise, but writing
is not correct as we don't rotate 270 degrees counterclockwise.