Question

Charlotte is an African American woman. She went into her local bank and talked with a loan officer about a home loan. Charlotte had a good credit rating and was, she felt, a responsible person. She was turned down for the loan that she needed, but was offered one for a much smaller amount that would not be enough to purchase a decent home in the city in which she lived. She would have to save much more money to have enough for a down payment. She was frustrated and talked with many of her black friends regarding their experience with lending institutions in their cities. She found that quite a few had a similar experience. She began researching and found that this situation was happening to African Americans all across the country. What was Charlotte realizing?

Answer 1

Answer: B. She was being subjected to institutional discrimination

Explanation:

Institutional discrimination is an unjust treatment of an individual or group of people by a society and institutions based on certain bias.