The answer would be A. Retrieving
I believe it is D. <span>the self-serving bias.</span>
What a learner can do to overcome the problem of registering with bogged private colleges and an approved private college which offers unapproved qualifications would be to start looking for either outter financing which will enable him to join an important and successful college where he will we able tolaunch a successful career for himself or he can start looking for cheaper options abroad perhaps.
The correct answer is D because we can see that they affect both classes.