An electron that is far away from the nucleus have higher energy than an electron near the nucleus. Nucleus are positively charged and those electrons near it get attracted; those electrons gain kinetic energy hence reducing their internal energy. The electrons far from nucleus have low kinetic energy hence more internal energy.
The answer would be a speed
In my opinion, i think the first one is the best one since we're cutting down on paper wasted in mails when its better to do it online.
"paying bills online instead of sending paper through mail"