Insurances are basically Ponzi schemes as we, as the insured, pay the insurance company our premiums in return for insurance against some sort of event. But to get back to the point yes you should compare prices of other companies, as well as the actual service, coverage, and premium they have as at the end of the day they are a corporation and their goal is to use you and your money because insurance is a Ponzi scheme but one that we all use and help those who don't have the money to cover for emergencies and disaster, not to mention it is required to drive your car legally.
